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Designed 2 Deliver Cover Guide


D2D includes all the standard clauses provided within traditional design and build insurance:


·         Errors & Omissions

·         Mitigation costs and expenses

·         Your liability for errors of sub contractors/sub consultants

·         Libel and slander

·         Dishonest, fraudulent, criminal and malicious acts or omissions of employees

·         Loss of documents

·         Inadvertent breach of patents/copyrights


D2D also includes the following:


These benefits are not included within the basic cover of traditional policy wordings.

·         Automatic Immediate Mitigation of Potential Claims – this allows the insured a period in which to act prior to notifying the insurer

·         Automatic Joint Venture Cover – the insured is automatically insured when acting as a member of joint ventures and consortia.

·         Automatic Cover for New and Acquired Companies – At a time of consolidation in the industry, this allows for the automatic inclusion of new and acquired companies.

·         Implied Fitness for Purpose

·         Duty to Warn – The insured is covered in the event of their failure to warn the client of a potential problem.

·         Difference in Conditions (DIC) / Difference in Limits (DIL) – D2D dovetails with other policies.

·         Broader range of Activities Covered.

·         Non-avoidance  - An innocent Non-Disclosure clause.

·         Reinstatements to Policy Limits available.


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